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Renting in Ajman – Complete Guide to Laws, Costs & Tips 2025

Renting in Ajman – Complete Guide to Laws, Costs & Tips 2025
The Guide
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Renting a home in the UAE is rarely just about signing papers—it’s about finding the right balance between affordability, lifestyle, and security. Over the past decade, Ajman has quietly become one of the UAE’s hidden gems for renters. Why? Because it offers exactly what many families and professionals crave: affordable housing, calmer surroundings, and quick access to Dubai and Sharjah.

But before you pack your boxes, there’s more to renting in Ajman than meets the eye. From legal documentation to hidden costs, tenancy contracts, and community choices—there are details every tenant should know.

At OPlus Realty, we’ve helped countless clients navigate the Ajman rental market with confidence. In this guide, we’ll walk you through everything you need to consider when renting in Ajman in 2025—with insights that go beyond the basics.

Let’s start with the paperwork. Renting in Ajman requires you to fulfill specific legal requirements to ensure your tenancy is valid and protected. The process is relatively straightforward but absolutely crucial.

Documents you’ll need for tenancy and Tasdeeq registration:

  • Valid Emirates ID
  • UAE residence visa
  • Passport copy (with visa page)
  • Signed tenancy contract
  • Landlord’s title deed
  • Recent passport-size photograph (sometimes requested)
  • Salary certificate or proof of income (if requested by the landlord)
  • Previous Tasdeeq contract (if renewing)

📌 Pro Tip: Always keep copies of all your documents and insist on official receipts for payments. In Ajman, the Tasdeeq system makes your contract legally enforceable—so skipping registration is never worth the risk.

Required documents for renting in Ajman with Tasdeeq registration – OPlus Realty

Understanding the Tenancy Contract

Think of the Ajman tenancy contract as your rulebook for the year. Most agreements last 12 months and cover everything from rent and payment terms to maintenance obligations.

Here’s what your contract must include:

  • Names of both tenant and landlord
  • Property address and details
  • Total annual rent
  • Number of payment cheques
  • Security deposit amount
  • Renewal and termination conditions
  • Responsibilities for maintenance and utilities

📌 OPlus Realty Tip: Don’t skim-read. Take the time to review every clause, especially the maintenance section. Clarify in writing who covers repairs—small misunderstandings today can save you headaches tomorrow.

Tenant signing a rental contract in Ajman – OPlus Realty

Budgeting Beyond Rent

Yes, Ajman is more affordable than Dubai or Abu Dhabi—but rent is only part of the story. Tenants should budget at least 10–15% extra for additional costs.

Here’s what to expect:

  • Security deposit: Usually one month’s rent (refundable).
  • Agent commission: Around 5% of the annual rent (if using a real estate agent).
  • Utilities: Monthly bills via FEWA (Federal Electricity and Water Authority).
  • Internet & TV: Packages vary by provider.
  • Cooling charges: Some buildings use district cooling.
  • Building fees: Amenities like parking, gym, or security may come with charges.

📌 Example: If your annual rent is AED 35,000, you should budget around AED 38,000–40,000 for the first year.

Budgeting costs when renting in Ajman apartments – OPlus Realty

Choosing the Right Location in Ajman

One of Ajman’s strengths is variety. Whether you want sea views, family-friendly communities, or budget apartments, you’ll find options to suit your lifestyle.

  • Ajman Corniche – For beachfront living and stunning sunsets.
  • Al Nuaimiya – Central location, close to shops and restaurants.
  • Al Rashidiya – Family-friendly, near schools and mosques.
  • Ajman Downtown – Budget-friendly apartments with easy access.
  • Al Rawda & Al Mowaihat – Spacious villas for larger families.
  • Al Yasmeen & Al Zahya – Newer developments, modern villas.
  • Emirates City – Affordable apartments in high-rise towers.

📌 OPlus Realty Tip: If you don’t drive, prioritize areas with bus access or easy taxi availability. Ajman’s public transport is limited, so location can make a huge difference.

Map of rental communities in Ajman – OPlus Realty

Types of Rental Homes in Ajman

Renters in Ajman are spoiled for choice. Unlike Dubai, where apartments dominate, Ajman offers spacious villas alongside high-rise options.

Common rental options:

  • Studio apartments – Budget-friendly, great for singles.
  • 1–3 bedroom apartments – Popular for small families.
  • Villas and townhouses – Large spaces, private gardens, multiple bedrooms.
  • Furnished and semi-furnished units – Flexible for short-term or long-term tenants.

📌 2025 Insight: Demand for modern villas in Al Yasmeen and Al Zahya is rising fast—making them excellent choices for both living and investment.

Inspecting the Property

Never sign a contract without inspecting the property in person. What looks great in photos may hide surprises.

Here’s your checklist:

  • Check for leaks, mould, cracks, and broken fixtures.
  • Test air conditioning, water pressure, and electricity.
  • Look for signs of pests or poor maintenance.
  • Document issues with photos or videos before moving in.

📌 Pro Tip: Ask the landlord to confirm in writing if repairs will be made before handover. This protects your security deposit later.

Tenant inspecting an apartment before renting in Ajman – OPlus Realty

Maintenance and Repairs

This is where many tenants face confusion. In Ajman:

  • Landlords usually cover major issues (plumbing, electrical, structural).
  • Tenants are responsible for minor fixes (light bulbs, small leaks).

Some buildings have 24/7 maintenance services—a huge advantage if you value quick solutions. Always clarify the process for reporting issues and expected timelines.

Rent Increases and Evictions

Ajman’s rental laws offer solid tenant protection.

  • Rent increases: Landlords must give at least 90 days’ written notice before the lease ends. Without this, they cannot raise the rent legally.
  • Evictions: Can only occur under specific reasons (non-payment, misuse, landlord moving in/selling). Written notice is mandatory.

📌 Pro Tip: Keep all notices in writing—email or WhatsApp messages don’t always hold up legally.

Tasdeeq Registration

In Ajman, all tenancy contracts must be registered through Tasdeeq, the official system.

Why it matters:

  • It makes your contract legally valid.
  • It’s required to activate FEWA utilities.
  • It’s needed for visa renewals or rental disputes.

📌 OPlus Realty Tip: The process is quick but requires the presence (or representation) of both parties. Fees depend on the annual rent.

Short-Term Rentals in Ajman

Planning to stay only a few weeks or months? Holiday homes and short-term rentals are regulated in Ajman.

  • Landlords need a valid license.
  • Properties must meet safety and tourism standards.
  • VAT and tourism fees apply.

📌 Tenant Advice: Avoid renting from unlicensed landlords. Always ask for proof of holiday home approval before paying.

Mistakes to Avoid When Renting in Ajman

Many rental issues stem from avoidable mistakes. Here’s what not to do:

  • Skipping Tasdeeq registration.
  • Signing a contract without reading it.
  • Paying without official receipts.
  • Ignoring property inspections.
  • Relying on verbal agreements.
  • Dealing with unlicensed agents or landlords.
Common mistakes tenants make when renting in Ajman – OPlus Realty

FAQs

1. What is the rent rule in Ajman?
Landlords must give 90 days’ written notice for rent increases. Evictions are only allowed under legal conditions, and all contracts must be registered with Tasdeeq.

2. Can expats rent in Ajman?
Yes. Expats can rent freely and even own property in designated freehold areas. A valid visa, Emirates ID, and Tasdeeq registration are required.

3. Are rental prices really cheaper than Dubai?
Yes—often 30–40% lower, depending on property type and location.

Final Thoughts

Renting in Ajman is more than just a budget-friendly choice—it’s a lifestyle decision. Whether you’re a family craving space, a professional seeking convenience, or an expat exploring long-term options, Ajman offers something for everyone.

From legal formalities like Tasdeeq to practical tips on inspections and budgeting, being well-informed ensures your tenancy is stress-free. And remember, a rental isn’t just about walls and keys—it’s about finding a place that feels like home.

At OPlus Realty, we pride ourselves on guiding clients to the right property, avoiding common pitfalls, and securing deals that protect their interests.

👉 Thinking of renting in Ajman? Contact OPlus Realty today to explore the best rental options with expert advice you can trust.

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